Dellenbach Motors in Fort Collins, CO, works to acquire financing for almost anyone who needs a car loan, even if they have bad credit history. We have the tools, information and knowledge to get you an excellent rate on a car loan or lease. Try out our monthly loan payment calculator. It will help guide you through determining your vehicle budget, and displays autos from our inventory that fit your budget.
We've also set up an online auto loan application form. Dellenbach Motors can help you get that low rate car loan in Fort Collins, Colorado (CO) you've been searching for! We are affiliated with most major Credit Unions in Colorado, which means we will find you the best rate we can for your car loan!
You can also use the form below to contact one of our auto financing representatives with any questions you may have. Why go anywhere else in Colorado for your auto loan? You can get it here when you pick up your new Cadillac, Chevrolet, Subaru or Suzuki, or a Colorado used car, from our Fort Collins dealership.
3111 S. College Ave.
Fort Collins, CO 80525pause
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.